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Money Talks

Money Talks

Irish Independent 52 Episodes Oct 21, 2026

Money Talks is a podcast from the Irish Independent hosted by Katie Byrne, focusing on our relationship with money. Each week, guests share anecdotes, advice, and admissions about their finances, covering the good, bad, and ugly. New episodes are released on Wednesdays.

Episodes

How much money can you legally make without paying income tax? – more than you might think 
How much money can you legally make without paying income tax? – more than you might think  Oct 21, 2026 1617 From next year, it will be possible for a couple to take home almost €80,000 a year without paying any income tax.    Sounds great on paper, but what about in practice?     There are lucrative tax incentives on the table – and not just for couples – but the varying methodologies are likely to appeal to some more than others.     Chartered accountant and tax adviser Al
Ireland’s new investment scheme: The positives and negatives 
Ireland’s new investment scheme: The positives and negatives  Oct 14, 2026 1841 Simon Harris’s much-hyped investment scheme is official, though there’s still some way to go before you can avail of it. But we’re not going to wait until next summer to analyse and scrutinise it. Cian Carolan, managing director at DNG Financial Services, returns to the Money Talks studio to tease out the forthcoming Personal Investment Account and discuss what you need to know ahead of time. “T
Dale Whelehan: If time is money, how do we make more of it?
Dale Whelehan: If time is money, how do we make more of it? Oct 7, 2026 1864 The saying goes that time is money and money is time, but how does it all add up - and indeed, subtract - when we apply it to our own specific situation? This week on Money Talks, Katie Byrne is joined by Dale Whelehan, a behavioural scientist and assistant professor at Trinity College Dublin. His research explores why modern life makes many of us feel like we never have enough time, while his lat
Budget 2027: Winners, losers and your bank balance
Budget 2027: Winners, losers and your bank balance Oct 6, 2026 1852 Budget 2027 is in the books, so it's time to do some calculations. How much better – or worse – off are we? Has the government done enough to ease Ireland's cost-of-living crisis? On this episode of Money Talks, host Katie Byrne is joined by Charlie Weston, Saoirse Hanley and Sinead Ryan of the Irish Independent's business team to tot up the winners and losers of this year's major financial shake-
Why is it ‘vulgar’ for a woman to want to be rich?  
Why is it ‘vulgar’ for a woman to want to be rich?   Sep 30, 2026 1992 Women’s wealth expert Laura Tynan is on a lifelong mission. Having studied finance at University College Cork, she became a chartered accountant and travelled the world, working in the higher end of the financial industry. But she wasn’t satisfied. Having developed a spiritual and strategic relationship with money, Tynan turned her attention to gender pay disparity, declaring that she doesn’t want
Money Makeover: 'We earn €80k combined and don’t know where the money goes’
Money Makeover: 'We earn €80k combined and don’t know where the money goes’ Sep 23, 2026 1562 Every month on Money Talks we step away from in-depth how-to guides and entrepreneurial journeys to delve into the personal side of personal finance by assessing a case study submitted by the audience. This time around, we're looking at a young couple with three children, a combined income of €80,000 and major worries about long-term earnings. "Money doesn't have to be a point of anxiety for house
Financial late bloomers: Getting started, emergency funds and the 'sleep-at-night' factor
Financial late bloomers: Getting started, emergency funds and the 'sleep-at-night' factor Sep 16, 2026 1879 Are you the type of person who breaks out into a cold sweat when the prospect of financial planning and management comes up in conversation? Is the phrase 'Ah, I'll do it later' more likely to come out of your mouth than 'five-year plan'? And have you indeed managed to go for years, perhaps even decades, without ever so much as glancing at your annual bank statement? Well, this is the ep
Kel Galavan on the common money mistakes people make in their 30s
Kel Galavan on the common money mistakes people make in their 30s Sep 9, 2026 1891 For some people, their 30s are a financially formative decade. But it’s also a decade where a lot of people are still figuring it out, and where some of their hardest lessons are learnt. ­ Money Talks host Katie Byrne is joined by regular guest Kel Galavan (aka Mrs Smart Money) to discuss the most common money mistakes people make in their 30s and how to solve them – or even avoid them altogether.
Can you really build long-term wealth by investing €100 a month?
Can you really build long-term wealth by investing €100 a month? Sep 2, 2026 1688 Budget 2027 is just around the corner. With that comes Simon Harris's long-awaited investment scheme. But what will it look like and who will it be aimed at? Dan Malone of Honest.ie joins Katies Byrne to unpack what the new scheme means for you and your budget, and to answer one pressing question: can you really build long-term wealth by investing just €100 a month? The content of this podcast i
How to retire as a pension millionaire, with Nick Charalambous
How to retire as a pension millionaire, with Nick Charalambous Aug 26, 2026 1703 There was a time that a one-million euro pension pot might have seemed like an awful lot of money to want to retire with. But with most of us living longer and healthier lives, plus the cost-of-living crisis, it's really not as ambitious as it once seemed. ­ Nick Charalambous joins Katie Byrne on Money Talks to break down what you can do now to hit that goal - regardless of your starting age. ­ Th
Money Makeover: €160k income, six holidays... no pension?
Money Makeover: €160k income, six holidays... no pension? Aug 19, 2026 1602 Regular listeners to Money Talks will know that the show has always focused on the personal side of personal finance. Now we’re really putting our money where our mouth is with our new Money Makeover series. ­ Financial expert Cian Carolan joins Katie Byrne to apply the actionable advice from Money Talks to real-life circumstances faced by our listeners. ­ Today, he focuses on a couple with very d
‘We've one shot to get it right’ – Eoin McGee unpacks Simon Harris’s new investment scheme
‘We've one shot to get it right’ – Eoin McGee unpacks Simon Harris’s new investment scheme Aug 12, 2026 1918 In any given year, the prelude to the budget is dominated by familiar talking points: VAT rates, cigarettes and childcare. But conversations around Budget 2027 are bucking the trend, somewhat, as anticipation builds around a new scheme for Irish investors. So will it be the gamechanger that Simon Harris is promising? How will it actually work? And, most importantly, what will it mean for your poc

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